:root { --text: #182f35; --muted: #53676c; --line: #dce6e7; --accent: #176d95; --soft: #edf7f8; }
* { box-sizing: border-box; }
body { margin: 0; color: var(--text); background: #fff; font-family: Arial, "Malgun Gothic", sans-serif; line-height: 1.75; word-break: keep-all; overflow-wrap: anywhere; letter-spacing: 0; }
a { color: var(--accent); text-underline-offset: 4px; }
a:hover { text-decoration: underline; }
a:focus-visible, summary:focus-visible, .table-scroll:focus-visible { outline: 3px solid #e6684f; outline-offset: 5px; }
h1, h2, h3, p { margin-top: 0; }
h1 { font-size: 40px; line-height: 1.25; margin-bottom: 22px; }
h2 { font-size: 25px; line-height: 1.4; }
h3 { font-size: 20px; }
.wrap { width: min(1040px, calc(100% - 48px)); margin: auto; }
.skip { position: fixed; top: -100px; left: 16px; z-index: 10; padding: 12px; background: white; }
.skip:focus { top: 10px; }
header { border-bottom: 1px solid var(--line); background: white; }
.header-inner { padding-block: 20px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; font-size: 22px; font-weight: 700; color: var(--text); white-space: nowrap; }
.brand img { border-radius: 8px; }
nav { display: flex; flex-wrap: wrap; gap: 12px 22px; }
nav a { font-size: 14px; text-decoration: none; color: var(--muted); }
nav a[aria-current=page] { color: var(--accent); font-weight: 700; }
.eyebrow { color: var(--accent); font-size: 15px; font-weight: 700; margin-bottom: 16px; }
.lead { font-size: 20px; line-height: 1.65; color: var(--muted); }
.hero { background: #f5fafb; border-bottom: 1px solid var(--line); }
.hero-inner { width: min(1040px, calc(100% - 48px)); margin: auto; padding-block: 42px; }
.app-mark { display: block; width: 64px; height: 64px; border-radius: 12px; margin-bottom: 20px; }
.hero .eyebrow { margin-bottom: 10px; }
.hero h1 { margin-bottom: 16px; }
.hero .lead { margin-bottom: 24px; }
.button { display: inline-flex; justify-content: center; align-items: center; padding: 13px 22px; min-height: 50px; background: var(--accent); color: white; font-weight: 700; text-decoration: none; border-radius: 6px; text-align: center; }
.button:hover { background: #115678; text-decoration: none; }
.intro { padding-block: 42px; }
.intro > p { max-width: 640px; color: var(--muted); }
.features { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; margin-top: 30px; }
.features article { border-top: 2px solid var(--line); padding-top: 22px; }
.number { color: #bb4e38; font-weight: 700; font-size: 14px; }
.features h3 { margin-top: 10px; margin-bottom: 12px; }
.features p { color: var(--muted); font-size: 16px; }
.start { background: var(--soft); padding-block: 36px; }
.text-link { font-weight: 700; }
.page { padding-block: 48px 64px; max-width: 820px; min-height: 60vh; }
.page > h1 { margin-bottom: 18px; }
.prose-section { margin-top: 36px; }
.prose-section h2 { font-size: 22px; }
.prose p, .prose li { font-size: 16px; }
.prose ul, .prose ol { padding-left: 24px; }
.prose li { margin-bottom: 8px; }
.policy-note { color: var(--muted); font-size: 14px; border-bottom: 1px solid var(--line); padding-bottom: 18px; margin-bottom: 24px; }
.review-note { border-top: 2px solid #dcae79; margin-top: 40px; padding-top: 24px; }
.review-note h2 { font-size: 19px; }
.review-note p { font-size: 14px; color: var(--muted); }
.table-scroll { overflow-x: auto; margin-block: 20px; }
table { width: 100%; border-collapse: collapse; min-width: 560px; font-size: 14px; }
th, td { padding: 12px; text-align: left; border: 1px solid var(--line); vertical-align: top; }
th { background: var(--soft); }
.contact-band { padding-block: 24px 32px; margin-bottom: 36px; border-bottom: 1px solid var(--line); }
.contact-band p { max-width: 640px; }
.email { margin: 16px 0 8px; }
.small { font-size: 13px; color: var(--muted); }
.faq details { border-bottom: 1px solid var(--line); padding-block: 18px; }
.faq summary { font-size: 17px; font-weight: 600; cursor: pointer; }
.faq p { margin: 14px 0 0; color: var(--muted); }
footer { border-top: 1px solid var(--line); padding-block: 32px 24px; }
footer nav { margin-block: 20px; }
footer p { color: var(--muted); font-size: 14px; }
@media (max-width: 700px) {
  .wrap, .hero-inner { width: calc(100% - 36px); }
  .header-inner { align-items: flex-start; flex-direction: column; gap: 14px; padding-block: 16px; }
  nav { gap: 8px 16px; }
  nav a { font-size: 13px; }
  h1 { font-size: 32px; }
  h2 { font-size: 23px; }
  .hero-inner { padding-block: 28px; }
  .app-mark { width: 48px; height: 48px; margin-bottom: 16px; }
  .hero .lead { font-size: 18px; }
  .features { grid-template-columns: 1fr; gap: 22px; }
  .intro { padding-block: 28px; }
  .page { padding-block: 32px 48px; }
  .lead { font-size: 18px; }
  .button { max-width: 100%; }
  .prose-section h2 { font-size: 20px; }
}